If you were even a teeny bit interested in getting the AmEx Platinum card, this might be the incentive you need to pull the trigger. I just did and got instantly approved! I wasn’t planning on applying for any cards for at least another couple of months, but sometimes an offer is just too dang good to pass up. This is one of those offers. (Of course, you need to do what works for your financial situation!) Normally the sign up bonus on the AmEx Plat is 25,000 Membership Rewards points, but there is an insane offer out there right now for 4x that amount. You can read my review of the Platinum Card here.
If you want to jump on this, go to creditcards.com and click on the “offers matched for you” button in the upper left hand corner of the screen.
The site looks sketchy, I agree. You do not have to type in your social security number when you fill in your info – just wait until you arrive at the AmEx landing page.
The AmEx site is pretty slammed right now, so if you want to increase your odds of getting through, open up a Google Chrome incognito window and do it that way – worked for me. Also, if you are already an AmEx member, manually fill out the info instead of letting the form autofill. That seemed to help as well (I had to play around with this to get it to go through).
I was approved instantly even though I had just applied for 2 Southwest cards in November. According to this thread on Flyertalk, it seems like most people are getting instant approvals.
If this makes you nervous, wait and see how it plays out. If you do decide to apply, take lots of screen shots just in case AmEx decides not to honor the bonus points! In either case, as always, do what you are comfortable with. There will always be another fabulous offer in the future.
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