Credit Cards Archives - Points and Pixie Dust

Points and Pixie Dust

Huge Travel. Luxe Style. Little Cash.

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Banana logic? Why I got a Banana Republic Visa.

February 26, 2016 | 11 Comments

In three words: lotsa free clothes.

Barclay’s (grueling) reconsideration and (yes!) approval

May 7, 2014 | 23 Comments

This reconsideration call was worse than I thought it would be. By the end of the conversation, I was kind of sweaty and I could have used a shot of whiskey. But it was worth it.

I really want the Lufthansa card.

May 4, 2014 | 39 Comments

I’ve never mentioned the Lufthansa card before, because I wasn’t that excited about it. However, the current 50,000 mile offer is more than double the usual bonus, and now I’m planning on getting the card myself.

When It Makes Sense To “Downshift” A Credit Card

April 8, 2013 | 10 Comments

Last year, I applied for the Amex Business Rewards Gold card to earn a bonus of 75,000 Membership Rewards points. The annual fee of $175 was waived for the first year, but this month the fee loomed large in the background, because I definitely did not want to pay it […]

Denied! Rejected! But Not Dejected!

March 18, 2013 | 25 Comments

It had to happen sooner or later: I got my first definite “no” for a credit card application. I can’t say I’m surprised about this one, so I’m not too upset. However, it might be time for me to cool it with the apps for awhile. Here’s what happened… A […]

I Feel An App-O-Rama Coming On

March 7, 2013 | 11 Comments

One of my brothers was in the Peace Corps after college. He spent two and a half years in a small village in Cameroon, and that is where he met his wife, who happens to be a princess in the village. (Yes, really). The two of them got married after my […]

What is an App-o-rama?

August 8, 2012 | 2 Comments

I laughed out loud the first time I heard the phrase “App-o-rama.” It just sounds kind of silly, like a ride at an amusement park (Tilt-o-whirl, anyone?). I guess you could say that for Points and Miles collectors, an App-o-rama is our version of the Tilt-o-whirl, complete with thrills, chills […]

What is a credit card churn?

August 8, 2012 | 28 Comments

I love the image: a rustic wooden butter churn, filled to the brim with mouthwatering premium travel cards. Mmmmm, bonuses! Seriously, what the heck is a credit card churn anyway? I made a short video to explain: What type of churner are you?

Targeted Offers – Junk or Treasure?

July 19, 2012 | 19 Comments

One of the benefits of working from home is that I get to lie in wait for the mail. Yep, you read that right. Every day I race outside as soon as I hear the telltale rattle of the mailbox lid. Yes, really. (Luckily our mail delivery person has a […]

How to Meet Minimum Spend on Credit Cards

July 10, 2012 | 19 Comments

So at this point, you may be thinking: this all sounds great, but if I sign up for 2 new credit cards this month, there’s no way that I am going to be able to meet the minimum spend on both of them! Think again. Here are my favorite ways […]